Footnote Information

¹30-Year Amortizing Mortgage - The annual percentage rates (APRs) quoted represent a typical $100,000 insured, 30-year fixed rate conventional loan on a $100,000 home with no down payment. The APRs listed are based on $750 in Mortgage Loan Fees paid by the borrower. Mortgage Loan Fees may include appraisal, credit report, processing, document preparation, an underwriting fee, flood certificate, tax service, wire transfer, and other fees. Please note that the actual APR may vary depending upon the Mortgage Loan Fees the participating lender charges the borrower. Rates are subject to change.

* 3.875% 3 points (4.206% APR); 2% origination fee, a 1% discount point; prepaid interest (assuming 15 days) of $161.46

* 4% 2 points (4.247% APR); 1% origination fee, a 1% discount point; prepaid interest (assuming 15 days) of $166.67

* 4.125% 1 point (4.288% APR); 1% origination fee, no discount point; prepaid interest (assuming 15 days) of $171.88

* 4.25% 0 points (4.328% APR); no origination fee, no discount point; prepaid interest (assuming 15 days) of $177.08